Chances are good though that you will need a major monetary infusion at some point to really grow your business. At that point, you either need to attract angel investors, venture capitalists or take out a loan.
As different as the process of obtaining funding is using any of these three options, they all have one thing in common. Each of the methods looks at your debt-to-equity (D/E) ratio to determine the fiscal health of your company.
Read MoreWhen you consolidate debt, you are rolling all of your debt into one payment. You take out your debt, add it together for your total, make settlements to shave off some of the total cost, and finally roll them all into one bill. And almost always, you are decreasing the amount you are paying each month while getting interest off of your back.
Read MoreFour times a year, the Federal Reserve Bank of New York, one of the twelve regional Federal Reserve Banks making up “The Fed” (along with their Board of Governors in Washington, D.C.), issues a report on the nation’s economy. Several reports, actually, including one focused on household debt across the country. These are some of the most valuable sources we have regarding U.S. debt statistics, and while they can seem a bit overwhelming at times, there’s much worth noticing in these reports.
Read MoreDebt, whether individual consumer debt, business debt, or even national debt, is a tool. When it serves your purposes, it’s a very useful and flexible tool. When it somehow takes over or derails your plans, it can be a tough beast to kill. Understanding debt is the first step towards giving ourselves the power to determine which way it plays out.
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