Debt settlement is a great way to take back your life and pay off your debt more quickly and efficiently. However, it’s important to approach this process properly. After all, you don’t want to spend too much or too little money and make it harder on yourself.
Read MoreMany people have experienced financial problems, including credit card debt. This results in collection offices making insistent calls for you to pay, even threatening to put you in jail, but is this legal?
Read MoreWhen you have any amount of debt, it can feel like you have a weight crushing you. The more debt you have, the more critical it becomes for you to be smart when paying it off. There are two ways to prioritize your debt. You can do that by the interest rate or based on how much you owe or the balance for each debt.
Read MoreIs it better to pay off a debt or settle? This article will look at the advantages of settling a debt and why you might want to consider doing it. This article will also discuss what you can do if you decide to settle or pay your debt. Additionally, it will focus on why paying off debt is the better option.
Read MoreGoing through a bankruptcy is difficult and uncomfortable. Often when you are facing bankruptcy, you are in a financial situation where you do not have a choice. If you are thinking about refinancing, it may be difficult. It will not be impossible, but you should know some details about how to refinance after a bankruptcy. This article gives you all the details you need to make sound decisions.
Read MoreYou can do many things to prevent losing your vehicle and defaulting on your loan. These range from simply phoning the bank or credit union to explain the problem to refinancing the loan. Keep reading to learn about various ways you can prevent a vehicle's repossession.
Read MoreAs you are making payments on your car, you may be wondering how to pay off auto loans faster. Cars depreciate quickly; in most cases, as soon as you drive them off the car lot, they are losing value. This is why it makes sense to pay them off as quickly as possible. Continue reading to find out more about paying off your auto loan.
Read MoreHave you ever asked, “how to pay off my student loan?” Well, paying off your student loan over five years can save you thousands of dollars in interest. However, it can also free up funds that can be used for other financial obligations and goals such as saving for a home or planning for retirement. Keep reading if you want to learn how to do it.
Read MoreA bankruptcy case may end in two ways: by completing the repayment plan or by dismissal. The vast majority of cases are successfully concluded through completion of a repayment plan, but for those few cases that cannot be completed successfully, bankruptcy law provides a mechanism to allow an individual debtor to walk away from most of the obligations associated with the bankruptcy. That is called "discharge." The differences between an automatic dismissal and a discharge are outlined below.
Read MoreBankruptcy fraud refers to a crime that involves the intentional misrepresentation of financial conditions or assets to obtain money, property, or other benefits from bankruptcy proceedings. It can also involve hiding or omitting information to mislead courts and creditors about the individual's financial status.
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