Posts in Personal Debt
Can You Go to Jail for Debt?

Many people have experienced financial problems, including credit card debt. This results in collection offices making insistent calls for you to pay, even threatening to put you in jail, but is this legal?

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How to Pay Off Auto Loans Faster Than The Daytona 500

As you are making payments on your car, you may be wondering how to pay off auto loans faster. Cars depreciate quickly; in most cases, as soon as you drive them off the car lot, they are losing value. This is why it makes sense to pay them off as quickly as possible. Continue reading to find out more about paying off your auto loan.

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How A Debt Validation Letter Helps Keep Collectors In Check

"Debt validation letter." The phrase in itself sounds intimidating. Even a bit frightening. But the truth is … a debt validation letter is a WONDERFUL and HELPFUL debt relief tool for you!

Its purpose? There are several very positive debt help reasons for creating a debt validation letter, but the first and foremost reason is to keep debt collectors in check -- and away from you with their bothersome and often harassing phone calls and letters. Keep reading to learn more.

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How to Win a Debt Collection Lawsuit?

Managing debt is, and always has been, a delicate juggling act. One wrong move can all too quickly start the avalanche of phone calls and threatening-sounding letters and knocks on your front door. Let’s help you accumulate debt intelligence: the best way you can know how to win a debt collection lawsuit if you’re facing one now. Or if you’ll be facing one in the future.

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What Happens to Your Debt When You Die?

Grief is a challenging process in life, and the last thing that grieving people should deal with is our debt complaints. Will the debt collectors come knocking on your door? The process is complex, and that is why you need to know what happens to the debt to avoid inconvenient situations. Here is a guide to what happens to an individual’s debt when they die.

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Is Using Savings to Pay off Debt Right for You?

If you want debt advice, read this article, and you will get the best things that I learned over the past five decades to help you navigate debt. You will get it straight from my life’s experiences about what you can do, especially if you are a young person just starting in your adult life. But, even if you are older, there are many things to consider about managing money.

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Knowledge is Defense Against Illegal Debt Collection Practices

The following is some information about legal and illegal debt collection practices. It will help to arm you to deal with debt collection agencies and assist you in terms of fighting such practices. You'll also receive information on restoring your credit score and minimizing your debt so that you can one day live free of it.

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What Are The Statute of Limitations on Debt by State?

No one takes on a debt, planning to default or not pay it. Unexpected things do happen that may prevent you from being able to pay your debts. Continue reading to find out more about the statute of limitations on debt and how it changes by state.

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Can You Inherit Debt? Signature Required

Although it rarely occurs, it does happen. You could have a family member such as a parent or child die, leaving you with their debt or your spouse could die and you would need to pay off the debts or your business partner could die and leave you with debts to pay off.

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Debt after Divorce Rings True to "All's Fair in Love and War"

Going through a divorce is stressful. Unfortunately, there are many negative repercussions to divorcing. One of the toughest things to deal with is debt after divorce. If you're in the process of divorcing, keep reading to learn how joint debt is going to be handled.

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