If you still don't know how to manage your debts, you probably feel that the owner of your finances is a monster. But do not worry, in this article you will teach you some tips on how debt management programs work, their pros and cons, and the alternatives that will help you pay your debts.
Read MoreNot every request for payment of a medical bill is a valid request. Scam organizations are out there, and such organizations may send out mass payment requests to see who they can get to pay a debt. You must ensure that every notice sent to you requesting payment is a legitimate one. That's why it pays to sit down and write a debt validation letter for medical bills.
Read MoreYou read a lot of opinions on whether or not you should file bankruptcy. They go both ways. Some sources tell you should file to stop creditors from harassing you and to provide a court designed restructuring of your debt to make it easier to repay. Some sources tell you to avoid bankruptcy at all costs because it will ruin your credit for at least seven years.
You must analyze your own situation and determine which option works best for you. Let this article act as a jumping off point to get you started before your find a source of file bankruptcy online.
Read MoreWant to know what happens to credit card debt when you die? Thinking about death is never a topic that many people like to talk about. In fact, it is not easy for most of us because feelings are mixed and it is very easy to let yourself be guided by the heart instead of wisdom and reason. When a person dies, a series of procedures must be carried out both to corroborate that the individual died and why, as well as to clarify and cancel all those procedures that the person has not completed or left behind.
Read MoreYou probably know that paying off debt is vital to your financial well-being. The question now is how to make it happen. Well, there are a few common ways.
You can try to earn more, of course, spend less, and even have some garage sales to help you out. All of those are great ideas, but what about paying off debt with retirement money? Is that a good idea, too?
Read MoreRegardless of your feelings about it, the truth is that we all have to pay taxes. Not doing so can cause a lot more trouble and stress than just confronting them and getting it over with. Like it or not, there are consequences for not paying taxes or filing them. Continue reading to find out what those consequences are.
Read MoreAt the risk of spoiling the ending for you, I’m not going to tell you whether you should pay off debt or invest your stimulus check, your next raise, your Christmas bonus, your inheritance, or any other money you may find yourself making decisions about. It’s your money. Your responsibility. Your life.
What I will do is suggest you take the time to think through several approaches before you decide what makes the most sense for you.
Read MoreThere are many debt apps available, but the following ten are some of the best. They are either free or budget-friendly. Some offer similar features, while others are different. Consider using several to create your own comprehensive debt management tool.
Read MoreAlthough it rarely occurs, it does happen. You could have a family member such as a parent or child die, leaving you with their debt or your spouse could die and you would need to pay off the debts or your business partner could die and leave you with debts to pay off.
Read MoreBankruptcy can mean your bank is broken. It can mean your finances are corrupted and that life has seriously ruptured. Or it can mean a structured interruption to all of that, and a system designed to establish a route out of where you are and towards a different future. Keep reading to learn about the basic chapters of bankruptcy.
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