Discretionary income is money left over after you pay all your monthly bills. Having a debt plan to manage all your debts allows you to set the goals to pay them off. It is possible to become debt-free if you stay focused on your strategic plans. You must be consistent and have the willpower long enough to make a sincere effort.
Read MoreIf you are buried under a mountain of debt, don’t feel rained on. You are definitely not alone. And if you are looking for a fast solution- well, you are not alone there either. We all want to get out from under this crushing debt as quickly as we can.
It is that desire that makes debt consolidation companies so profitable. They promise solutions that we could only dream of and before long, we are signed up and excited. Is it worth it? Are debt consolidation companies the answer to our national debt crisis? Let’s take a look.
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